Personal Loans with Paynovaindia

Flexible Financial Solutions Tailored to Your Needs

At Paynovaindia, we understand that everyone’s financial situation is unique. That’s why we offer personal loans that are flexible, convenient, and designed to meet your specific needs. Here are the key benefits of choosing a personal loan with Prime Fino Capital:

Personal Loans:

Achieve Your Financial Goals with Ease

At Paynovaindia, we understand that life is full of unexpected expenses and exciting opportunities that require quick financial support. Whether you’re planning a wedding, consolidating debt, taking a dream vacation, or covering medical expenses, our personal loans are designed to provide you with the financial flexibility you need. With a simple application process and quick approvals, getting a personal loan has never been easier.

Why Choose Our Personal Loans?

✅ No Collateral Required – Our personal loans are unsecured, meaning you don’t need to provide any security, making access to funds fast and hassle-free.

💰 Flexible Loan Amounts – Borrow from ₹50,000 to ₹25,00,000 based on your eligibility and financial requirements.

📉 Competitive Interest Rates – Enjoy affordable interest rates that make repayment manageable and stress-free.

⚡ Quick Approvals & Disbursement – Get instant approvals and receive funds directly in your bank account without delays.

📆 Easy Repayment Options – Choose a repayment tenure ranging from 12 to 60 months, ensuring comfortable EMIs that fit your budget.

Our Personal Loan Offerings:

🎉 Wedding Loans – Plan your dream wedding without financial stress, covering all expenses from venue booking to catering.

✈️ Travel Loans – Explore the world with a travel loan that covers flights, accommodation, and more.

🏥 Medical Loans – Handle unexpected medical expenses with quick access to funds for hospital bills, surgeries, and treatments.

📚 Education Loans – Invest in your future or your child’s education with funds for tuition fees, books, and more.

🔄 Debt Consolidation Loans – Simplify your finances by merging multiple debts into one, reducing your overall interest burden.

🚨 Emergency Loans – Get instant funds during emergencies with minimal paperwork and a fast approval process.

Eligibility Criteria:

Age: 21 to 60 years at the time of loan maturity.
Income: A stable income source is required, with a minimum monthly income based on loan amount and location.
Credit Score: A good credit history improves approval chances and ensures better interest rates.
Employment Stability: Salaried: Minimum 1 year of experience; Self-Employed: Minimum 2 years in business.
KYC Documents: Aadhaar, PAN card, and address proof.

How to Apply for a Personal Loan?

1️⃣ Complete the Application Form – Fill out our online form with your details and loan requirements.
2️⃣ Submit Required Documents – Upload necessary documents like KYC, income proof, and bank statements.
3️⃣ Loan Approval – Our team will review & approve your application based on eligibility and creditworthiness.
4️⃣ Receive Funds – Once approved, the loan amount will be credited directly to your bank account.

Required Documents for Personal Loans

Hassle-Free Application with Paynovaindia

Applying for a personal loan with Prime Fino Capital is simple and straightforward. To ensure a smooth and quick approval process, please have the following documents ready when you apply:

Proof of Identity

Aadhaar Card
Passport
Voter ID
PAN Card
Driving License

Read Moe

Proof of Address

Aadhaar Card
Utility Bills (Electricity, Water, Gas)
Passport
Voter ID
Rental Agreement

Proof of Income

For Salaried Individuals:

Latest Salary Slips (Last 3 months)
Bank Statements (Last 6 months)
Form 16 or Income Tax Returns (Last 2 years)

For Self-Employed Individuals:

Income Tax Returns (Last 2 years)
Bank Statements (Last 6 months)
Business Continuity Proof (e.g., Trade License, GST Registration, Certificate of Incorporation)

Employment Proof