Welcome to PayNova India Home Loans
Your Dream Home is Just a Click Away
At PayNova India, we understand that buying a home is one of the most significant decisions you’ll ever make. Whether you're a first-time buyer or looking to upgrade, our home loan services are designed to help you achieve your dream with ease and confidence.
Why Choose PayNova India Home Loans?
PayNova India: Leading Personal Loan Provider in India
Affordable & Flexible Home Loans with PayNova India
At Prime Fino Capital, we make owning your dream home easier with our hassle-free and affordable home loan solutions. Whether you’re buying a new home, refinancing, or renovating, we have the right financial plan for you.
Why Choose Our Home Loans?
🏡 Competitive Interest Rates – Enjoy some of the lowest rates in the market for cost-effective financing.
🔄 Flexible Repayment Plans – Choose a tenure that suits your budget and financial situation.
⚡ Quick & Easy Application – Apply online with a simple process and get instant approval.
👨💼 Expert Guidance – Our experienced professionals will assist you at every step.
🛠 Customized Loan Solutions – Tailored options for home purchase, refinancing, and renovation.
Home Loans:
Make Your Dream Home a Reality with PayNova India
Owning a home is a significant milestone, and PayNova India is here to make it easier with affordable, hassle-free home loan solutions. Whether you’re buying a new home, constructing, renovating, or expanding, we provide tailored financing to suit your needs.
Why Choose Our Home Loans?
🏡 Competitive Interest Rates – Affordable financing to ease your home-buying journey.
📆 Flexible Loan Tenure – Choose repayment plans from 5 to 30 years to match your financial goals.
💰 High Loan Amounts – Get up to 90% of the property value, reducing the burden on your savings.
📝 Simple Documentation – A quick, hassle-free application process with minimal paperwork.
⚡ Fast Approvals & Disbursement – Secure your dream home with swift loan processing.
Our Home Loan Offerings
✔ Home Purchase Loans – Buy your dream home with ease.
✔ Home Construction Loans – Finance the construction of your ideal house.
✔ Home Renovation Loans – Upgrade and beautify your home effortlessly.
✔ Home Extension Loans – Expand your living space as your needs grow.
✔ Balance Transfer Loans – Switch to lower interest rates and better benefits.
✔ Top-Up Loans – Get additional funds on your existing home loan.
Eligibility Criteria
✔ Age – 21 to 60 years (salaried) | 21 to 65 years (self-employed)
✔ Income Stability – Steady income source with 2+ years work experience (salaried) or 3+ years in business (self-employed)
✔ Credit Score – A good credit history enhances approval chances.
✔ Property Documents – Clear and legally compliant documentation required.
How to Apply?
1️⃣ Fill out the application form with your personal & property details.
2️⃣ Submit required documents (KYC, income proof, employment proof, property papers, bank statements).
3️⃣ Get quick loan approval based on eligibility.
4️⃣ Receive funds directly in your account or to the seller/builder.
Required Documents for Home Loans
Simplified Application Process with PayNova India
Applying for a home loan with PayNova India is straightforward and convenient. To ensure a smooth and quick approval process, please have the following documents ready when you apply:
Proof of Identity
- Aadhaar Card
- Passport
- Voter ID
- PAN Card
- Driving License
Proof of Address
- Aadhaar Card
- Utility Bills (Electricity, Water, Gas)
- Passport
- Voter ID
- Rental Agreement
Proof of Income
For Salaried Individuals:
- Latest Salary Slips (Last 3 months)
- Bank Statements (Last 6 months)
- Form 16 or Income Tax Returns (Last 2 years)
For Self-Employed Individuals:
- Income Tax Returns (Last 2 years)
- Bank Statements (Last 6 months)
- Business Continuity Proof (e.g., Trade License, GST Registration, Certificate of Incorporation)
Property Documents
- Sale Deed
- Agreement to Sell
- Copy of Approved Building Plan
- Property Tax Receipts
- No Objection Certificate (NOC) from Society or Builder
Employment Proof
For Salaried Individuals:
- Employee ID Card
- Appointment Letter/Employment Certificate
Passport-Sized Photographs
- Recent passport-sized photographs (2-3 copies)
Additional Documents (if applicable)
- Existing Loan Statements: If you have any existing loans, provide statements of those loans to help us assess your financial position better.
- Proof of Continuity of Income: In case you have other sources of income, such as rental income, investment income, etc., provide relevant documents to support your application.
Our Home Loan Products
- Fixed-Rate Home Loans: Enjoy the stability of fixed monthly payments with our fixed-rate home loans.
- Adjustable-Rate Home Loans: Take advantage of lower initial rates with our adjustable-rate options.
- Jumbo Loans: For those seeking higher loan amounts, our jumbo loan options offer the flexibility and funding you need.
- FHA and VA Loans: Specialized loans for first-time buyers, veterans, and those who qualify for government-backed loan programs.
Benefits of a Home Loans with PayNova India
Our personal loans stand out as we provide our borrowers with a wide range of unique benefits.
Better and Improved Credit Scores
Flexible Loan Tenures
Ease of Application and Approval
